Privacy Policy

Privacy Policy

Introduction

Welcome to https://affordable-health-insurance.storysurge.net (referred to as “Affordable Health Insurance,” “we,” or “our” in this Privacy Policy). We are committed to protecting your privacy and ensuring the security of your personal information. This document outlines our practices regarding the collection, use, and disclosure of personal data in alignment with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • European Union’s General Data Protection Regulation (GDPR)
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA)
  • Colorado Privacy Act (CPA)
  • Utah Consumer Privacy Act (UCPA)
  • Connecticut Comprehensive Data Protection Act (CTDPA)
  • Virginia Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This privacy policy applies to all aspects of our online presence, including but not limited to:

Please note that this policy does not cover third-party websites, apps, or services linked from our site. These entities have their own privacy policies, and you are advised to review them before providing any personal information.

Processing Activities

This policy describes how we handle your personal data when:

  • You use our applications or services as an authorized user, creating an account on our platform.
  • You visit our website and interact with its features, including completing forms or making inquiries.
  • We communicate with you via email, phone calls, text messages (SMS), or other channels for marketing, transactional, or service-related purposes.

Personal Data Collection

We collect various categories of personal data, which may include:

  • Account Information: Details related to your user account, such as username, email address, and password hashes.
  • Payment Information: Credit card numbers, billing addresses, and payment history for processing transactions.
  • Financial Information: Income details, bank account information, and investment portfolios (if provided).
  • Purchase Information: Records of products or services purchased from us, including quantities, dates, and prices.
  • Mobile Device Identifiers: Unique device IDs, IP addresses, and mobile phone numbers for authentication and service delivery.
  • Location Data: Geographic coordinates and location services data to provide personalized services.
  • Feedback: Comments, reviews, and responses provided by users regarding our products or services.
  • Social Media Information: Publicly available data from social media platforms when you interact with our content on these sites.
  • Product Information: Details about the health insurance plans or related products you show interest in or purchase.

We collect this information through direct user input, automated tracking technologies (such as cookies and pixels), and third-party service providers who assist us in delivering services or analyzing data.

Cookies

We use cookies to enhance your experience on our website and for analytics purposes:

  • Strictly Necessary Cookies: These cookies are essential for the basic functionality of our site, ensuring secure access and enabling certain features.
  • Preference Cookies: Used to remember user preferences, such as language settings or display options.
  • Analytics Cookies: Track website usage and provide insights to improve our services. These may be set by us or third-party analytics providers.

Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their cookie preferences.

Retention and Deletion

We retain personal data only for as long as necessary to fulfill the purposes described in this policy or as required by law. When we no longer need to process your data for these purposes, we will delete or anonymize it. Our retention periods are based on factors such as:

  • Legal obligations and tax/auditing requirements
  • The need to provide you with services or support
  • Research and analytics purposes
  • Product development and improvement

Security Measures

We have implemented robust security measures to protect your personal data from unauthorized access, use, or disclosure. These include:

  • Encryption: We use encryption for data at rest and in transit to safeguard sensitive information.
  • Secure Third-Party Processing: We engage trusted third-party service providers who comply with strict data protection standards.
  • Access Controls: Strict access controls are in place to ensure that only authorized personnel can access personal data.

Children’s Privacy

We do not knowingly collect or solicit personal information from children under the age of 18. If we discover that a child has provided us with personal data, we will take steps to delete this information and notify the relevant authorities if required by law.

Your Rights (Depending on your jurisdiction)

Under applicable privacy laws, you have certain rights regarding your personal data:

  • Access: You can request access to the personal data we hold about you.
  • Correction: The right to request corrections or updates to inaccurate or incomplete personal data.
  • Erasure (Right to be Forgotten): In some jurisdictions, you may request the deletion of your personal data.
  • Objecting: The ability to object to certain uses of your data, such as direct marketing.
  • Data Portability: You can request a copy of your data in a structured, commonly used format.

Please note that these rights may be subject to certain exceptions and limitations set by applicable laws.

Changes to Privacy Policy

We reserve the right to update or modify this privacy policy at any time. We will notify you of any significant changes through our website or by directly sending you a notification. We encourage you to review this policy periodically to stay informed about how we protect your personal data.

If you have any questions, concerns, or requests regarding this privacy policy or our data practices, please contact us at [Insert Contact Information].